All Our Loan Programs

Our Loan Programs

DBAS provides a range of affordable financial programs designed to support homeownership, business development, and community growth across American Samoa.

Home Loans

Residential Programs

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Residential Mortgage & Renovation Loans

Affordable financing for new home construction or repairs to an existing property.

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Maota Affordable Loan Project (MALP)

Low-interest home loans from 1–2% for qualifying low and moderate-income families in American Samoa.

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HUD – Home Loans

Federal HUD-backed home loan programs providing affordable mortgage options for qualifying families.

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Native American Direct Loan (NADL)

VA-backed direct loan program for eligible Native American veterans to purchase, construct or improve homes.

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Business Loans

Commercial Programs

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DBAS Commercial Loan

Seed capital and expansion financing for businesses of all sizes across the Territory.

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📈

Economic Development Revolving Loan Fund

Revolving loan fund supporting economic development and business growth in American Samoa.

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Special Projects

Financing for special development projects that support the community and economy of American Samoa.

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Community Development

Federal Programs

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Section 1602 Program

Federal funding assistance to support affordable housing development and community investment.

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