Home Loans
Native American Direct Loan (NADL)
The Native American Direct Loan (NADL) program is a VA loan program that helps eligible veterans purchase, construct, or improve homes. DBAS serves as a conduit for this program in American Samoa.
Loan Terms
| Purpose | Interest Rate | Loan Term |
|---|---|---|
| Purchase Land / Purchase Existing Home / New Home Construction | Variable Rate — currently 2.5% | 30 Years |
Who Is Eligible?
- Native American veterans who meet VA service requirements
- Surviving spouses of eligible veterans in some cases
- Must have satisfactory credit history and sufficient income to repay the loan
Eligible Uses
- Purchase a home
- Construct a home
- Improve an existing home
- Purchase land and construct a home simultaneously
Apply Now
Checklist & Application
Please print and fill in the application below, and present it to your loan officer upon arrival to your appointment. DBAS will NOT accept incomplete applications.